A Murphy Visit; Rain in the Bedroom

If you remember from the last post we are beginning the basement bathroom remodel.  We had those three leaks in the basement that are finally repaired.  All of the supplies for the remodeling job are purchased and the evening before we were to start we hear our son yell, “Dad, it is raining in my bedroom!”  Murphy decided to come back for a visit, I think.  This particular bedroom is already missing a good portion of two walls already from the previous leaks.

Let me say up front, “God has been abundantly providing for us financially lately!”  You will see that if you read the Melting Expenses post below.  We also just received our tax return and paid off a few things as well as buy the supplies for the bathroom remodel.  We know the Lord is good and not only good but abundant in his provision!  God is not surprised by what is happening now.  That being noted…….. here is the run down of the last couple of days.

Almost every towel in the house was used to try and dry the remaining water that was flowing and to sop up the once again drenched carpet.  Thankfully, we have an ugly drop down ceiling in the basement.  Hubby was able to move the ceiling tile and reach up to see if he could determine where the water was coming from.  He found a large ice-cycle in the floor/ceiling between the upstairs and downstairs. (son’s room is in the basement)  He them placed a call to our home insurer.

We soon had a couple of men shoveling the top of our house and breaking up the ice dam believed to have caused the damage.  The water damage mitigatory then came out to access the situation.  The report is this……..

Ice damming caused the water to back up between the wood siding of the house and the outer wall.  This ran along the outside until it reached the basement level and found the dryer vent where the moisture then moved inside the house.  The ice melted in the heat of the house and began pouring down the wall and dripping from the ceiling.  We have the entire outer wall in my son’s room which needs to be gutted, dried out, and replaced.  That makes wall number 3 in his room!  Not only that but it looks like our roof (only 1 1/2 years old) will need to be completely replaced.  It appears that the previous owner used a questionable company to replace the roof.  This company is no longer in business, therefore no warranty.  They used the cheap kind of ice water shield and it looks as if that was not even installed correctly.   We will know more next week when our reputable roofer comes out to take a look.

So we have all of this to take care of now, finish the bathroom remodel, and Oh Yeah, my hubby leaves in 5 weeks!!!!

Murphy, thank you for stopping by, thank you for giving us another opportunity to trust in my Lord, now please go bother someone else! LOL

Melting Expenses

I serve an amazing God! He is sovereign over all, fully of mercy, grace, and justice. He is one who acts providentially. He provides all things often times above what we can ask or imagine.  This past week during our daily devotion time we have been going over question number eleven of the Westminster Shorter Catechism and studying through the book of Esther.

Q. 11. What are God’s works of providence?
A. God’s works of providence are, his most holy, wise,and powerful preserving and governing all his creatures, and all their actions.

Westminster Confession – Chapter 5: Of Providence by Westminster Assembly

I. God the great Creator of all things does uphold, direct, dispose, and govern all creatures, actions, and things, from the greatest even to the least, by His most wise and holy providence, according to His infallible foreknowledge, and the free and immutable counsel of His own will, to the praise of the glory of His wisdom, power, justice, goodness, and mercy.

God has shown himself once again to be abundant in his graciousness and providence in our lives.
In two days this past week there have been expenses adding up to thousands of dollars that have just melted away. Some may chalk it up to coincidence or good luck and timing but I know what an amazing God I serve. I see his handiwork in how he orchestrates my life and am awed. To God be the glory!  All the while we are studying about his great providence, he provides us with tangible examples in our daily lives.

Let me share with you how God provided for us this past week.

• My older children were going to be attending an event which they told us would be at a cost of $60.  This fee was waived!
• My older girls just joined a figure skating performance competition class.  One daughter received a discount I did not expect and another was able to take her class for free due to the fact that she teaches there.  Another $60 waived.
• My hubby’s pay raise was more than anticipated by an amount of $85.
• My son, who has had a problem tooth for almost nine years, was in need of a root canal.  We have been putting it off because we just could not afford it.  We do have insurance but they did not have a preferred provider who works with our insurance that they would refer us to and with the dental costs being higher here in Alaska our portion was a very large amount.  My husband decided to take him in to the military clinic just to see if his case would be deemed an “emergency” case and could be treated there.  This was just a quick look over kind of appointment on a walk in basis that he was hoping to be able to get him in to be seen.  When he arrived they said they had an appointment that had been canceled and would look him over.  They went ahead and did the root canal then and there.  He has an appointment next week for the crown.  A total cost to us of $0!  This saved us close to $2000!

The Lord knows our earthly needs.  He knows our desires.  He providentially provides both when in his plan!  His plan for us is best.  The creator of our life knows what is truly needed and even provides that which is not needed but desired.  Praise be to God!

More importantly than our earthly needs and desires, He knows our eternal needs!  He provides that for his children!  Praise be to God!  In fact, that is his priority.  I am thankful that even when I miss seeing his hand at work, when it seems that earthly needs are not met, that I can trust in the fact that he has a plan and is working it out.  I can trust that he has eternal benefit at mind first and foremost.  He causes me to be amazed all the more and I pray that his glory is seen when at work in my life!

Me, Like Esau???

Genesis 25:29-34
Once when Jacob was cooking stew, Esau came in from the field, and he was exhausted. And Esau said to Jacob, “Let me eat some of that red stew, for I am exhausted!” (Therefore his name was called Edom.) Jacob said, “Sell me your birthright now.” Esau said, “I am about to die; of what use is a birthright to me?” Jacob said, “Swear to me now.” So he swore to him and sold his birthright to Jacob. Then Jacob gave Esau bread and lentil stew, and he ate and drank and rose and went his way. Thus Esau despised his birthright.

This passage of scripture is pretty well known to most Christians. Most Christians that I have spoken to concerning this have had the same kind of thinking. I will admit I have felt the same way. That Esau was basically an idiot to have given up so much for so little. Why on earth would he give up his birthright for a single meal! We see the things written in scripture and think that we would have acted in a much better fashion! Even if we know how it feels to be exhausted and starving we would never have given up so much!

I heard a snippet (about 2 sentences) on the radio today (sorry I cannot remember the program). It really made me think. The Lord slapped me between the eyes once again! I am more like Esau than I would ever like to admit!

Esau gave up the blessing of the Lord for instant gratification! He wanted something and he wanted it then and there. He did not want to wait. Ever felt like that? Never, right? Have you ever gone out and used a credit card to purchase something you wanted because you didn’t really have the money? Have you ever justified turning a want into a need? Have you ever failed to trust in the providence of God for your needs or the blessings of God for your wants and tried to provide for them any way you could? Credit cards make it an easy thing to indulge in instant gratification. What happens next though?

Proverbs 22:11
The rich rules over the poor,
and the borrower is the slave of the lender.

My hubby and I have facilitated several Financial Peace University classes in the past. Lately, we have fallen off of the financially disciplined wagon.  In fact, not only have we fallen off, we didn’t even get up and chase after that wagon right away, we stayed and played in the dirt for a while!  Playing in the dirt can be fun but cleaning up the mess rarely is!

Well, I think the Lord has given us the kick in the pants we needed!  No one wants to be told that they are acting like Esau when he sold his birthright!  Time to remember to be content with what we have, time to remember that fruit of self-control, time to stop indulging in instant gratification, and time to get back on that wagon of financial discipline!  It is time to get rid of the instant gratification attitude that we like Esau have displayed!

Budget, What Budget?

Budget, what budget?  That is what I am feeling these days.  Since we have taken a break from school we have a little bit of extra money.  We are not paying for piano, ice skating, and a few other things due to the summer break.  We do have fishing trips and fun stuff planned though and that all takes money too.  We have taken to eating out more than usual also.  Eating out is a treat that I love, no shopping, planning, cooking, or clean-up.  Having a family our size takes a lot out of our budget even if we decide to go to a cheapy old fast food place. (Dave Ramsey would be appaulled) I am starting to feel the need to tighten that money belt a bit.

I am planning on going through our checkbook and looking at the last several months to add up how much money we have wasted on eating out. (Dave Ramsey would be proud) After I pick myself up off the floor from the shock that I know is to come I will share this revelation with the family.  Then we will think of all the things that we could have spent that money on until we are all convinced that eating out really is not that wonderful a thing.  (Dave Ramsey would be proud)  Then we will celebrate with a nice dinner at the Chinese place in town.  (Dave Ramsey would be appaulled once again)  Oops, did I just say that out loud???

I have not been “real” grocery shopping in probably 2 months. These every other day runs to the store are a budget killer too.  I always seem to find something to buy that wasn’t on the list!  I am in desperate need of a trip to the butcher shop and to Costco.  I think this shopping trip will bust the budget as well because I have not kept our stock up.  I just need to do it though to get back on track.  I am planing on making a LARGE purchase at the butcher shop and hopefully it will last almost all year.  Hubby went deep sea fishing and brought home halibut and rockfish.  We are going at the end of the month to go salmon fishing.  Hubs is also planning a caribou hunt and a bear hunt.  I think meat should be covered for the year! Then it will only be keeping stock up in the pantry.  Costco runs will cover that.  Those runs are not too bad as long as I keep on top of it because not everything runs out at the same time.  It is when I let the supply dwindle and have to restock EVERYTHING at once that is gets unbearable.

So my day will consist of menu planning and list writing.  Oh yeah, and adding up the wasted money that we have “eaten” up these past few months.  (Dave Ramsey would be proud once again)  If I am not back to blogging soon then you will know I hit my head when I fainted from the total!

Am I the only one who has a hard time keeping that food budget under control?  Or I should say, just following the food budget!

Money, Money, Money,Money…..Money!

Um, Yep, That Says It All.

I saw this on Lisa’s blog this week and wanted to share it with my readers here as well. This about sums up my conservative views concerning the direction our government is taking concerning the economic state of the nation.

“You cannot legislate the poor into freedom by legislating the wealthy out of freedom.. What one person receives without working for, another person must work for without receiving. The government cannot give to anybody anything that the government does not first take from somebody else. When half of the people get the idea that they do not have to work because the other half is going to take care of them, and when the other half gets the idea that it does no good to work because somebody else is going to get what they work for, that my dear friend, is about the end of any nation. You cannot multiply wealth by dividing it.”

~~~~~ The late Dr. Adrian Rogers, 1931 – 2005